USD and EUR bank wires to 150+ countries, instant on Fedwire, SEPA and TARGET2 the moment the money reaches us.* Online from your client area, or arranged with the desk in any coin.
Step 1 of 5
Message us
Send a picture of your ID
We move the money
Any coin, any amount within your route.
Create your account
Verify once
Bank transfers arrive as USDC
In your own wallet, on Base. Money out is arranged with the desk.
Higher levels, higher limits.
The desk runs these routes today. Online accounts are next: join the early list and we onboard you first.
Get early accessMessage the desk and tell us the amount and the bank. We confirm the exact number, priced like the calculator above, then you send the crypto and we send the wire in USD or EUR. In the client area, bank transfers coming in arrive as USDC in your own wallet, and money going out is arranged with the desk the same way.
USD by SWIFT or Fedwire and EUR by SEPA or SWIFT, in both directions, reaching bank accounts in over 150 countries, plus deposits to Panama bank accounts up to $10,000 for crypto handed in at the desk. The automated routes carry the lowest rates, with money coming in through your client area and money going out arranged with the desk; the desk's partner routes cover the banks and countries the automated ones cannot.
No. The automated account settles in USDC on Base, but at the desk you can bring Bitcoin or another major coin. We swap it at market rate before it moves, one extra step on our side, so you get the same wire either way.
On Fedwire, SEPA and TARGET2 our side is instant: we deliver the moment your transfer reaches us, and when you sell crypto we send your transfer the moment the crypto arrives. The networks are fast too: in banking hours Fedwire and TARGET2 usually deliver within seconds or minutes, and SEPA Instant within seconds, around the clock. A busy network, a bank holiday or a bank's own checks can slow a transfer down, so this is the usual case, not a guarantee. Deposits to a Panama account and transfers inside Panama usually go out the same day. SWIFT and Bridge are counted in business days, because there the payment itself takes days to reach us. Each route on this page shows its own timing, and the desk confirms it before anything moves.
It is a set of bank details assigned only to you. Anything sent to it converts to USDC automatically, with a reference code so every transfer is documented.
On the automated USD routes the bank takes a minimum per transfer, so on a small amount that minimum weighs more. For smaller transfers a route arranged with the desk, priced as a percentage only, often comes out cheaper. The calculator above compares every route for your amount, so the cheapest one is right there.
We are built to be. You verify once with KYC, every transfer produces a printable receipt, and funds move over regulated banking rails. Torero Coin is not a bank; it routes and settles your transfers.
*Our side is instant: we release the moment the funds reach us. The networks are fast too: in banking hours Fedwire and TARGET2 usually deliver within seconds or minutes, and SEPA Instant within seconds, around the clock. A busy network, a bank holiday or a bank's own checks can slow a transfer down, so this is the usual case, not a guarantee.
Fees, limits and timing are indicative and confirmed before any transfer. Routes and verification requirements depend on destination and regulation. Torero Coin is not a bank. Not available to residents of the United States. You remain responsible for your own tax obligations.