Money that moves itself.
USD and EUR bank wires, in and out, to accounts in 150+ countries. Online from your client area, or arranged with the desk in any coin.
Step 1 of 5
What do you need to do?
Two ways to move money
With the desk
- 1
Message us
- 2
Send a picture of your ID
- 3
We move the money
Any coin, any amount within your route.
Online
Online, no contact needed- 1
Create your account
- 2
Verify once
- 3
Send USDC
USDC on Base, from your client area.
Verification levels
Higher levels, higher limits.
- Walk-inDesk
- Cash at the desk, nothing to verify.
- BasicDesk
- A picture of your ID.
- VerifiedOnline
- ID, selfie and proof of address. Opens the online routes.
- PrivateOnline
- Plus where the money comes from. Larger amounts, the best rates.
Client accounts open soon.
The desk runs these routes today. Online accounts are next: join the early list and we onboard you first.
Get early accessQuestions about wires
How do I move crypto into a bank account?
Open a client account, pass KYC once, and you get dedicated deposit details. Money you send in converts to USDC on Base automatically, and you withdraw it to a bank account as EUR or USD. Full walkthrough is in our guide on moving crypto into a Panamanian bank account.
Which rails, currencies and countries are supported?
USD by SWIFT or Fedwire and EUR by SEPA or SWIFT, in both directions, reaching bank accounts in over 150 countries, plus deposits to Panama bank accounts up to $10,000 for crypto handed in at the desk. The automated routes from your client area carry the lowest rates; the desk's partner routes cover the banks and countries the automated ones cannot.
Do I have to use USDC?
No. The automated account settles in USDC on Base, but you can bring Bitcoin or another major coin. We swap it at market rate before it moves, one extra step on our side, so you get the same wire either way.
How long does a transfer take?
Most EUR and USD payouts settle in one to three business days depending on the rail. The crypto conversion itself is near instant.
What is a virtual account or vIBAN?
It is a set of bank details assigned only to you. Anything sent to it converts to USDC automatically, with a reference code so every transfer is documented.
Is it safe and compliant?
Yes. You verify once with KYC, every transfer produces a printable receipt, and funds move over regulated banking rails. Torero Coin is not a bank; it routes and settles your transfers.
Fees, limits and timing are indicative and confirmed before any transfer. Routes and verification requirements depend on destination and regulation. Torero Coin is not a bank.